Florida Insurance Licensing Practice Exam

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Prepare for the Florida Insurance Licensing Exam using comprehensive questions and in-depth explanations. Perfect your understanding of essential insurance concepts and ensure your success!

Each practice test/flash card set has 50 randomly selected questions from a bank of over 500. You'll get a new set of questions each time!

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Which of the following is FALSE concerning torts?

torts often involve breach of contract due to negligence
torts may be civil misdeeds
torts are always based on criminal statutes
tort remedy may be a claim or lawsuit

The correct answer is: torts are always based on criminal statutes

Torts are not always based on criminal statues, as criminal statues often deal with violations of public law and punish certain behaviors. Torts on the other hand are civil wrongs that cause harm or injury to another person, but do not involve criminal behavior. Therefore, options A, B, and D are incorrect. Option A is incorrect because while torts can involve negligence, this is not always the case. Option B is incorrect because torts are exclusively civil wrongs, not criminal. Option D is incorrect because a tort remedy can also be other forms of compensation, such as an injunction or restitution, not just a claim or lawsuit.