Florida Insurance Licensing Practice Exam 2025 – All-in-One Guide to Master Your Licensing Test!

Question: 1 / 400

An insured has $100 deductible Other Than Collision, and $250 deductible Collision. If a rock breaks his windshield and repairs total $675, how much will be paid?

Payment only will be made if he is not at-fault

$425, under Collision with a $250 deductible

$575, under Other Than Collision, with a $100 deductible

$675, under Other Than Collision, with no deductible

The $100 deductible for Other Than Collision will apply in this scenario because it involves a broken windshield. The $250 deductible for Collision would only apply if the damage was caused by a collision with another vehicle or object. Choice A is incorrect because payment would still be made even if the insured is at-fault. Choice B is incorrect because the $425 amount does not take into account the $100 deductible for Other Than Collision. Choice C is incorrect because the $575 amount does not take into account the $250 deductible for Collision.

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