Florida Insurance Licensing Practice Exam

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Prepare for the Florida Insurance Licensing Exam using comprehensive questions and in-depth explanations. Perfect your understanding of essential insurance concepts and ensure your success!

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Which of the following is true concerning the extended PIP endorsement?

  1. Medical expense reimbursement is raised from 60% to 100%

  2. Medical expense reimbursement is raised from 60% to 80%

  3. Medical expense reimbursement is raised from 60% to 70%

  4. Medical expense reimbursement is raised from 80% to 100%

The correct answer is: Medical expense reimbursement is raised from 80% to 100%

The extended PIP endorsement is an optional coverage for auto insurance policies that increases the amount of medical expense reimbursement coverage from 80% to 100%. This means that if the insured is involved in an accident, their auto insurance will cover 100% of their medical expenses, rather than the standard 80%. The other options are incorrect because they either decrease the coverage (B and C) or keep it the same (A).

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