Florida Insurance Licensing Practice Exam

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Prepare for the Florida Insurance Licensing Exam using comprehensive questions and in-depth explanations. Perfect your understanding of essential insurance concepts and ensure your success!

Each practice test/flash card set has 50 randomly selected questions from a bank of over 500. You'll get a new set of questions each time!

Practice this question and more.

Which of the following is NOT one of the 'thresholds' in the 'No-Fault' law?

Death of the insured
The temporary injury of the insured
A permanent loss of a bodily function
A permanent scarring on the face of an actress

The correct answer is: The temporary injury of the insured

The other options, A, C, and D, are all examples of thresholds that would qualify for coverage under the 'No-Fault' law. However, temporary injuries, such as a broken arm or sprained ankle, would not meet the threshold and therefore would not be covered by the law. This is because the purpose of the 'No-Fault' law is to provide coverage for more serious, permanent injuries that may have a lasting impact on an individual's life. Temporary injuries typically do not have the same level of impact and can be treated and healed without the need for extended medical care.