Florida Insurance Licensing Practice Exam

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Prepare for the Florida Insurance Licensing Exam using comprehensive questions and in-depth explanations. Perfect your understanding of essential insurance concepts and ensure your success!

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Which exposures are covered under the CGL Policy for bodily injury and property damage?

  1. Products and completed operations

  2. Contractual Liability

  3. Contingent Liability

  4. All of the above are available in the CGL policy

The correct answer is: All of the above are available in the CGL policy

The CGL policy provides coverage for bodily injury and property damages incurred by third parties due to the insured's negligence or business operations. This includes coverage for bodily injury and property damage resulting from products and completed operations, as well as contractual and contingent liabilities. Choosing any of the other options would limit the scope of coverage and potentially leave the insured vulnerable to gaps in their insurance protection. Therefore, option D, which includes all of the above coverages, is the most comprehensive and accurate answer.

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