Florida Insurance Licensing Practice Exam

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What is required when an Additional PIP Endorsement is added to the Personal Auto Policy?

  1. UM coverage

  2. Named Non-owned Endorsement

  3. Extended PIP Endorsement

  4. None of the above apply

The correct answer is: Extended PIP Endorsement

Adding an Additional PIP Endorsement to the Personal Auto Policy adds extended coverage for medical expenses for the policyholder and their passengers. This can be beneficial in the event of a serious accident. Option A, UM coverage, is unrelated to PIP coverage and provides coverage for injuries caused by an uninsured or underinsured driver. Option B, Named Non-owned Endorsement, is also unrelated to PIP coverage and provides liability coverage for non-owned vehicles. Option D, None of the above apply, is incorrect because adding an Additional PIP Endorsement does require something - extended PIP coverage.

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