Florida Insurance Licensing Practice Exam

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What are the exclusions under the liability section of the business auto policy?

  1. Employee injuries-covered under worker compensation

  2. Liability for pollution, except from the normal operating fluids of the vehicle

  3. Liability arising from mobile equipment

  4. All of the above are excluded

The correct answer is: All of the above are excluded

The business auto policy's liability section does not cover employee injuries, as these are typically covered under worker compensation insurance. It also excludes liability for pollution, except for pollution caused by the vehicle's normal operating fluids. Additionally, liability arising from the use of mobile equipment is also excluded under this section. Therefore, all of the options provided are excluded under the liability section of the business auto policy.

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