Florida Insurance Licensing Practice Exam

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Prepare for the Florida Insurance Licensing Exam using comprehensive questions and in-depth explanations. Perfect your understanding of essential insurance concepts and ensure your success!

Each practice test/flash card set has 50 randomly selected questions from a bank of over 500. You'll get a new set of questions each time!

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Under both the Dwelling and Homeowners policies, what is Coverage B usually for unattached structures?

5% of Coverage A - Structure
10% of Coverage A - Structure
15% of Coverage A - Structure
20% of Coverage A - Structure

The correct answer is: 10% of Coverage A - Structure

Coverage B is generally used to insure any unattached structures, such as a detached garage or shed, that are located on the same property as the main structure covered under Coverage A. Option A is incorrect because it is too low of a coverage percentage for an unattached structure. Options C and D are incorrect because they are too high and would result in overinsurance. B is the most appropriate and common coverage percentage for unattached structures.