Florida Insurance Licensing Practice Exam

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Prepare for the Florida Insurance Licensing Exam using comprehensive questions and in-depth explanations. Perfect your understanding of essential insurance concepts and ensure your success!

Each practice test/flash card set has 50 randomly selected questions from a bank of over 500. You'll get a new set of questions each time!

Practice this question and more.

An insured buys an ISO Mechanical Breakdown Coverage Policy on his used car. For what length of time and mileage will he have coverage?

12 Months / 12,000 Miles
24 Months / 24,000 Miles
36 Months / 36,000 Miles
Not available for used cars

The correct answer is: 12 Months / 12,000 Miles

With the ISO Mechanical Breakdown Coverage Policy, the insured will have coverage for a period of 12 months or 12,000 miles, whichever comes first. This means that once either of these limits is reached, the policy will no longer provide coverage for any mechanical breakdowns. Option B and C may seem like viable answers, but they are incorrect because they exceed the maximum coverage length and mileage for this specific policy. Option D is also incorrect because the policy is indeed available for used cars.